Senior Engineer - Payments Modernization

Company: Bank of America
Location: Jersey City
Posted on: April 3, 2026

Job Description:

Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for defining and leading the engineering approach for complex features to deliver significant business outcomes. Key responsibilities of the job include delivering complex features and technology, enabling development efficiencies, providing technical thought leadership based on conducting multiple software implementations, and applying both depth and breadth in a number of technical competencies. Additionally, this job is accountable for end-to-end solution design and delivery. Position Summary We are seeking a highly experienced and technically proficient Senior Engineer to join our team in building a next-generation wire payment processing platform. This role blends leadership and architecture, requiring deep expertise in modern technologies and payment systems. The Senior Engineer will guide cross-functional teams in delivering high-impact features, ensuring alignment with business objectives, technical standards, and agile delivery practices. The ideal candidate will have strong experience in leading teams working in Java, Node.js, Oracle, Kafka, RabbitMQ, and cloud platforms (AWS, Azure, or GCP). Familiarity with Finacle core banking platform is a significant plus. Responsibilities: Ensures that the design and engineering approach for complex features are consistent with the larger portfolio solution Define the technology tool stack for the solution and evaluate and adapt new testing tool/framework/practices for team(s) Enables team(s)/applications with Continuous Integration/Continuous Development (CI/CD) capabilities and engages with other technical stakeholders pertaining to efficient functioning of CI-CD pipeline Guides and influences team(s) on design and best practices for high code performance –e.g. pairing, code reviews Provides end-to-end delivery of complex features, including automation, for either a single team or multiple teams, at the program level Conducts research, design prototyping and other exploration activities such as evaluating new toolsets and components for release management, CI/CD, and features Works with stakeholders to establish high-level solution needs and with architects for technical requirements Required Qualifications Ten plus years experience with the below: Ensuring compliance with industry standards and regulations Collaborating with clients and internal teams to gather requirements and develop solutions Optimizing existing cloud infrastructures for performance and cost-efficiency Providing technical leadership and mentoring to team members Recent experience tackling complex challenges in distributed data systems using Java (Enterprise Edition), Oracle SQL, and Python. Experience using Java/J2EE technologies to develop scalable enterprise-grade applications, libraries, and frameworks. Designed and developed solution architecture to scale backend systems with Spring framework, Spring MVC, and RESTful APIs. Hands-on experience with messaging systems like Kafka and RabbitMQ. Utilized DevOps technologies for CI/CD including Ansible, Jenkins, JFrog, and Git. Five years experience with Domain expertise in payment systems including Wire, ACH, RTP. Designed and implemented database development on Oracle Exadata. Proven experience in leading and mentoring a team of engineers. Strong understanding of software development, testing, deployment, and support using agile methodologies. Expert-level proficiency in Java Enterprise Edition and related frameworks (e.g., Spring, Hibernate) and advanced SQL. Excellent written and verbal communication skills. Ability to write specifications and design documents. Desired Qualifications Knowledge of ISO 20022 messaging standards. Exposure to event-driven architecture and distributed systems. Understanding of regulatory and compliance requirements in financial services. Experience with observability tools like Splunk, Prometheus, and Grafana. Knowledge of financial products data such as Equities, Fixed Income, and Derivatives. Agile/Scrum certification or experience working in agile environments. Skills: Automation Influence Result Orientation Stakeholder Management Technical Strategy Development Application Development Architecture Business Acumen Risk Management Solution Design Agile Practices Analytical Thinking Collaboration Data Management Solution Delivery Process Shift: 1st shift (United States of America) Hours Per Week: 40 Pay Transparency details US - NJ - Jersey City - 101 Hudson St - 101 Hudson (NJ2101) Pay and benefits information Pay range $122,000.00 - $200,000.00 annualized salary, offers to be determined based on experience, education and skill set. Discretionary incentive eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company. Benefits This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

Keywords: Bank of America, Waterbury , Senior Engineer - Payments Modernization, IT / Software / Systems , Jersey City, Connecticut